April 9, 2013

2 Kinds of Online Business Is Right For Beginners


Several Kinds of Online Business By Using Media Website
Online business today is very promising because it's easy and cheap to build. Unlike most conventional businesses that require a physical office and staff to run the system, the business in the online world is very different. If you are totally blind business issues in cyberspace, then immediately learn it because sooner or later the business in the virtual world will be the choice of everyone.
Well if you are still confused as to what type of online business, then we will explain some of the kinds of online businesses who use the website as a medium. Of course, to build this business you must have a website first because that's your first deposit. But do not worry if you do not want to spend capital at all because they have not understood this form of business, then you can use a free website or often called a free blog from wordpress or blogspot.
2 Kinds of Online Business Is Right For Beginners
If you want to try to build a business online, we will provide two types of business in the online world that is perfect for beginners. However, although suitable for beginners, it does not mean you get a small profit, the profit you get is enormous. Here are some different types of businesses in cyberspace that you can try.

• Business Online Adsense
Adsense is the first choice for those who want to earn money through website or blog. Adsense is a special program that you can follow. If you follow the program adsense to monetize your website or blog, there will be some ads displayed on your website or blog will be. Every visitor who had advertised on your website, then you will get a fraction of rupiah. Some kind of adsense program that you can choose include google adsense and also kliksaya.
• Business Opportunities Affiliate
Unlike adsense that provide income each time the ad is clicked by a visitor, affiliate online business is a program that will provide income to you when visitors purchase an item from the affiliate site you join. World affiliate which is currently the most preferred is Amazon.com.
You only need one capital only to be trying to make money from the virtual world. Capital is your website or blog with such good care filling the articles useful in your website or blog. By doing so, will be a lot of visitors on your website or blog which is very influential with the income from your online business.

April 5, 2013

3 Easy Ways to Search for Business Ideas



Business is the right choice to address the difficulty of finding a job today. If you can make an effort, then not only you will get the benefit of your business, but you also will help many people by creating jobs for those who have the same problem that is difficult to find a job.

However, many people who want to have a very difficult business venture as well in determining what will they wrestled. Well in this article, we want to give a easy way to find business ideas that might be your field. Because it before it can begin to pursue a business, you need to know in advance what business would you wake up.

3 Ways to Search for Business Opportunities
The following are some of the easiest way and of course at no cost to search for a wide range of business ideas. By using this 3 way you will be able to collect a lot of business ideas that maybe some of the ideas that you already have that can start your run. Without further ado, here are some ways that we use most often to look for new business ideas.

Using your hobby as a business idea.
Hobby is a pretty fun idea for you make the effort. why is that? Yes to have a business related to your hobby, then you will not feel bored at it.

Looking at the market to look for business ideas.
You can only find so many business ideas just by looking at the current trends of life. for example at the moment is an era where a lot of people have gadget, therefore, they will certainly need a lot of accessories for their gadgets. Notice of it, then you could have the opportunity to make your business opportunity.

Using the skills that you have as a business idea.
In contrast to the hobby, you must also have expertise not? You also can use your expertise is to create a business.

It would be nice you can find quite a lot of business ideas before you start choosing and convince yourself about where the business idea that you really are interested in your field to be a business that generates.

April 1, 2013

Red Ants Livestock Business Opportunities


Unnecessary business opportunities everywhere you look or even to make you dizzy. There are so many opportunities that can be found in the environment around you. As an example of this is the opportunity for livestock ants. Ants we have in mind here is not just any ants.

Ants, we refer to the red ants and very painful if to bite. So what can you get by raising ants rangrang this? maybe that's what you're asking to myself when reading this article.

You should know that ants are usually the most hated because its bite is very painful it can provide income for you. Want to know how to earn money from ants? Read more in this article.

Cultivation of red ants producer Kroto
Kroto is what you'll get when you breed red ants. For you lovers of birds chirping, you must already begin to understand what we mean from the red ants as a business opportunity. But for those of you who may not like birds chirping, you should know that the price Kroto as one of the best food for the birds chirp very high in the market. The prices were very high due to the limited number of Kroto sold in the market but demand very much. Therefore, here's your chance to see this as an opportunity to earn an income. The following are the advantages of cultivating ants may need to know before you start.

The capital required is very small and can even be said without capital.
If other business requires substantial capital, unlike the cultivation of red ants. we say that you almost do not need capital to start this business. because you can use a variety of second-hand goods as a nest of ants. In addition, seedlings of red ants can be obtained for free by searching the trees around where you live.

Easy selling Kroto because many in need.
Do not be afraid to market saturation if you want to cultivate red ants. Because the market is still very much in need and for the moment, still very few number of Kroto production compared to the amount of buyers. Therefore, do not wait anymore, start preparing for the realization of these business opportunities.

March 31, 2013

Definition, Types, Losses and Profit Shares


Understanding Stock

According to Suad Husnan, security is a piece of paper that shows the right investor (ie the party that has the paper) to a share of the wealth prospects or organization that issued the securities, and the conditions that allow the investor to run right.
According to SFAS. 42, shares / securities are securities, which is an acknowledgment of debt, commercial paper, bonds, evidence of debt, and units of collective investment contracts.
Stock is one of the few alternatives to choose to invest. By buying shares of a company, means that we have invested in the hope of getting profit from the resale of these shares.

Kinds of Stocks
There are two kinds of shares issued by the company, namely:

1. Common Stock
Ordinary shares are securities as proof of participation or individual and institutional ownership of a company. Shares as equity securities, giving the implication that ownership reflects ownership of a company. The nature of common shares:
v Eligible for earnings in the form of dividends.
v Eligible for company property.
v The right to make a sound.
v It has limited liability.
v Has preemptive rights.

2. Preferred Stock
Adaah preferred stock investment or ownership interest in a company at a limited level. The holders of preferred stock have no voting rights, but will be promised a definite amount of dividends and keep a certain percentage (the interest rate that the company promised) that the payment would take precedence over common stock dividend.


Types of Common Stock
Shares kind of what we want? It all depends on the characteristics of each investor. By knowing it, we can determine the category of stock that we will enter. It's very important to understand, if not a huge loss will always be waiting. Classification of types of common shares consist of:

1. Blue Chip Stock
A stock can be are classified as Blue Chip Stock publisher when the company has a good reputation and long-term experience emitennya able to generate high revenue and consistently paid cash dividends. Usually emitennya is a leader in its industry and is in stable condition.

2. Income Stock
A stock that emiotennya afford to pay higher dividends than - average dividend paid the previous year.

3. Growth Stock
Classifying stocks as if emitennya Growth Stock is a leader in its industry, and in recent years straight - were able to get the above - average.

4. Growth Stock
Issuers of shares of this type generally do not become a leader in its industry, however, this stock still has the characteristics such as Growth stocks, which is able to get a higher yield than average earnings - the average year last year. Issuers to share this type usually originates from the area, the companies that do not lead a national scale, but it has a strong position in the region. This type of stock is less popular among investors.

5. Stock Speculation
This type of stock used for stock emitennya can not consistently get the income from year to year, but these companies have the potential to earn a good income in the future - the future, even if that income is not necessarily to be realized.

March 28, 2013

Gains and losses in equity investments


There are two benefits investors to buy or hold shares, namely:

Dividend
That sharing of the benefits provided by the company issuing the shares on the company's income, dividends granted after approval from shareholders at the AGM. Dividends distributed to companies in the form of cash dividends to shareholders meaning given in the form of cash dividends in the amount specified for each stock or stock dividends may also be a means to any given shareholder dividend number of shares so that the number of shares owned by investors increases with the division in = eviden stock.

Capital Gain
Capital gain is the difference between purchase price and selling price, which the selling price is higher than the purchase price, capital gain made by the trading activity in the secondary market
Besides these two advantages, the shareholders also possible to get:

Shares Bonus
Stock bonus (if any) that the shares were distributed to shareholders of the company taken in capital, share premium is the difference between the selling price of the nominal price of the stock when the company initial public offering market.
While the losses that could occur in the stock investment, namely:

Not getting dividend
The Company will distribute dividends if the company's operating profit. Thus, the company can not distribute dividends if the company suffered losses. Thus, the potential benefits dividend investors untukmendapatkan determined by the performance of the company.

Capital Loss
In stock trading activity, investors do not always get a capital gain or a gain on the shares he sold. There are times when investors sell their shares lower price than the purchase price, so investors had capital loss.

In stock trading, sometimes an investor to avoid potential losses greater to the steady decline in the stock price, then the investor is willing to sell its shares at a price lower than the purchase price, the term is known as Cut Loss.

The company went bankrupt and liquidated
If a company goes bankrupt, then the course will have a direct impact to the company's shareholders. In accordance with the listing rules on stock exchanges.

March 26, 2013

How to Play Stock?


          People today are somewhat more intelligent investing. Both the long and short term, to support them in old age later. There are comfortable investing in gold, property, and even stocks.

For beginners who want to invest in the stock play, certainly do not know what steps to take to start playing the stock. How to play a safe stock. Shares is the unit value or books in a variety of financial instruments which refers to the ownership of a company.

By issuing shares, allows companies that require long-term financing to sell interests in the business, the stock (equity), in exchange for cash. This is the primary method for businesses to raise capital other than issuing bonds. Shares sold through the primary market or the secondary market.

According to Marketing Director Paula Rianty Ciptadana Asset Management Komarudin, when someone is going to play the stock, it must have three things. First of adequate funding, adequate time and sufficient knowledge about the stock.

"The funds are sufficient for buying a lot of shares are not cheap. Enough time because we had to ngawasin and analyze a variety of stocks. Whilst considerable knowledge means, let us not stuck playing time shares, we should understand what stocks have the potential to continue to rise.

As an illustration, quoted from Wikipedia, there are several types of stock, including common stock and preferred stock. Preferred stock usually referred to as mixed stock because it has characteristics similar to ordinary shares. Usually the common stock has only one kind but in some cases there is more than one, depending on the needs of the company.

Then, the common stock has several types, such as class A, class B, class C, and others. Each class with the advantages and disadvantages of their own letters and symbols have no meaning nothing.

Buying Stocks

Furthermore, in order to become an investor in the stock exchange, one must be a customer of a company's securities.

March 21, 2013

Grilled chicken business


Much-loved grilled chicken. However, most people prefer to buy rather than make their own food. The reason, did not want to bother or because they do not have the grills. These conditions provide an opportunity for those who want to open businesses grilled chicken.

Grilled chicken consists of several types. Among other butter roasted chicken, grilled chicken rica-rica, Taliwang grilled chicken, and grilled chicken Paniki. One of the well-known and widely sold on the roadside using a cart is grilled chicken. In order to have an edge, make sure the fuel is sold chickens characterized, especially spices and sauces

- Location of Business

Grilled chicken business location should be easily visible and many vehicles passed and has adequate parking. For example, in the big roadside food vendors and many others.
Make sure no one has to trade grilled chicken around the site to be occupied. Usually there is an unwritten rule among traders not to trade at a nearby location. This is to prevent unfair competition as consumers scramble.
- Business Equipment and Employees
Business equipment required to trade grilled chicken among other carts or storefront, grills, and pots. Cutlery and tables' chairs can be provided, though usually people buy grilled chicken to be enjoyed at home.
One person enough manpower to run this business. However, when crowded as the weekend the number of workers to be added. Grilled chicken businesses emerging to hire 2-3 employees.

- Promotion
Promotional efforts, among others, through the "hallmark" is always presented seller grilled chicken, ie chicken hanging in the window or wagon. Characteristic of this can directly provide information to people passing around a place of business on the types of food sold. The banner is also useful as a means of promotion. No less important, the smell of smoke that appears when baked chicken can be driving people to buy.

March 11, 2013

4 Tips on How to Become a Culinary Entrepreneur


Successful culinary entrepreneurs do not just get success easily, much effort they have to do to earn the achievement.

You can try to follow the info on how to become a successful entrepreneur culinary below.

Tips to be a successful culinary entrepreneurs:
1. The first thing to do to become a successful entrepreneur knows the culinary tastes of foods are liked by many people in general.

Here the culinary entrepreneurs are advised to sell a food that is simple but has advantages in terms of flavor.

If people have tried a diet and they feel that the food is delicious, guaranteed at a different time later, they'll come back to that place.

2. Successful culinary entrepreneurs must know how to popularize the food it sells.

If it is successful in one place, you can try to open branches in other regions, for example, you are currently residing in New York and you are pretty well known in this area, you can try to increase your business by opening branches in other cities such as Los Angeles or other cities.

3. You can get a lot more customers if you want to sell your products at a more affordable price. Given current culinary business opportunities that sell food at a great price, you can try to be one that sells delicious food at prices a little cheaper.

4. you can make your culinary business increasingly favored by a lot of people by making certain logo specially created to symbolize your place.

This is a step you can take to patent that you are the creator of the food and you know what the secret recipe. Success will be ready for you to receive in the future.

Another important thing to be aware of a culinary entrepreneurs are:

To be a culinary entrepreneur,

March 8, 2013

How to Eliminate Fear Now Want to Start a Business


        Some time ago I had engaged in serious conversation with my college friends about starting a business. Incidentally her equally one's alma mater. At that position my friend was stopped working and would like to know how to start a business. Since the first friend of the college, I took him seriously for business, start a small business. After searching for some kind of business that prospect, finally I called my friend. Turns out my friend changed his mind and refused my offer business opportunity. The reason is that he has accepted to work in a private company in Jakarta.

Then I asked her, "her father said yesterday to start a business. What is not so? Why? ", Asked me strings attached. She replied, "I think he did not pack business talent. The person is not resilient. Not like you. "For our conversation on the phone and I was lazy to argue, I finally end. There is one thing that still jammed in my heart at the time, the words "I think he's not talent." It is true that the business is not for everyone. But he does not try, I thought. Well, not yet-not yet been pessimistic ahead. This is the fear almost everyone if they want to start a business, "no talent". Now you think, if a person is born as an entrepreneur or are they trained to become an entrepreneur?

If you look, ask if a person is born as an entrepreneur or trained to become an entrepreneur is something unreasonable. Would be the same if someone asked whether a person was born or educated employees to become employees. Or is there a sudden ask you, whether an employee is a talent? How do you react if someone asked a question like that? Surely you will feel weird right? People can be educated. They can be trained to be an employee or an entrepreneur. It is to start a business, it speeds up a person's aptitude for success.

I do not deny it. But that success is determined more by hard work. Success is 99% perspiration, 1% talent. It applies also to start a business. If it had there talent to the business, the business and investment does not mean it can not be learned. Talent can make a person great. But hard work and smart work can make a person good. Cause there are more employees than the entrepreneur is solely due to our schools to educate young people to become employees. They are not trained to start a business. That's why so many parents say to their children, "Go to school so you get a good job someday." Yes so? I believe yes. Have you ever heard a parent say to his son, "Go to school so that you became an entrepreneur"? Rarely, does not even exist!

One more scared if people want to jump start a new business, fear of failure. Afraid of his new business later destroyed. In fact, the causes of business failures can be learned.

March 7, 2013

How to Calculate Profit Enterprises


At particular training business training, a very interesting topic of interest of participants at admission to the material profits calculation.

Seeing the enthusiasm of the participants made us come to understand that one of the attractions that make people want to open a business is profit.

Most of the participants who participated in the training do not really know how to calculate the correct gain.

Maybe you were there who do not know how. Here's a sequence in an attempt to gain calculation is simple:

The order to calculate the profit
The derivation of specific benefits

1. Calculate the cost of goods sold or the principal

How to calculate the capital cost of sales can be explained. Calculation of principal is the first thing that must be done to determine the next business profits.

2. Determine the selling price

Determine the selling price depends on the desires and market segmentation.

3. Calculate gross profit

Gross profit is a result of reduced sales calculation of principal but has not reduced operational costs.

Gross profit = sales per piece or portion - of principal

March 5, 2013

How To Improve Your Business Profit



First, do not always look at the business was synonymous with money or a big business profits. If that's the only reason you are running a business, chances are you will not succeed. Why? Because most likely, months or years you first start a business, you will spend more money.

Second, I suggest that a journey begins with a step, and start with small steps. Business profits were not just material, but can also non-material such as experience, knowledge and even personal satisfaction.

Third, you should know that one of the habits of smart consumers are "buying in bulk" at first. They tend to try to make a purchase. It is precisely by refusing to small consumers before, he had lost his "database" consumers. Never underestimate any of your sales results, although small.

Customer database is what you need. Indeed at first, but after that business profits, you can use 2 ways to increase your business profits. You do this by:
1. Up Sell
You offer a version of your product or service better. For example, you sell small capacity egg incubator. Once consumers had bought the machine, he must have felt the benefits of your product. A few months later, provide attractive deals back with a higher version. You can say, "Sir, there is a capacity incubator egg more, more power efficient, and also more capacity. When calculated, the fall pack at lower prices.

2. Cross Sell
You offer more than a consumer looking for. Who of you have ever eaten at fast food restaurants such as McDonald's, KFC or Texas Chicken? All three had the franchise mainstay stance, ie cross sell, offer other products after consumers buy certain products.

March 1, 2013

Culinary Opportunity Burger


Before we discuss further we also need to know what that burger?

All I know Burger is a fast food type that is generally made from ground beef, beef round flat. Meat is usually fried or baked before being served with a thick round bread, cheese, lettuce, sliced ​​onions, sliced ​​tomatoes, and sliced ​​cucumbers. As a complement, add mayonnaise, mustard, and ketchup or chili sauce.

Burger came from the European continent. This culinary enthusiasts mostly young people, who are almost always interested in different things that smell West - including food. Therefore, opening a burger shop or cafe can be a very profitable business choice.

It should be prepared:

Raw Materials
The main raw material for making meatloaf and burger is the bread. Now, in addition to beef, lots of businesses innovating by making burger burger of chicken meat, even tofu and veggie burgers as a variation. The meat used is lean meat. If you want practical, you can buy various types of meat burger fast food on the market. However, if you want to put quality and taste, you should make your own burger meat.
Bread to make a burger has its own characteristics, which are round and can be divided into two parts. The bread was nice to make the burgers are thick but still soft and tender. Generally, special for bread, burger entrepreneurs do not make it yourself, but buy it in the market or directly from the manufacturer. If you have more production money, and you want to make your own bread so the burgers will have a different flavor than the other burger-burger.

Business Location
Alternative business location is in front of the mini-burger. Typically, the minimarket himself offered cooperation for culinary entrepreneurs to start a business on a small scale before minimarketnya. As part of the deal, the culinary entrepreneurs have to pay rent. In addition, the location in front of the shops, around the shopping center, as well as in schools and colleges are some of the strategic location for the burger business. Moreover, most consumers burger is indeed among young people who spend more time in schools, colleges, and shopping centers.

Business Supplies
Standard equipment that you must have before starting a business burger, among other carts for storing raw materials and other supplies. Cooking appliances such as cookers, non-stick frying pan and spatula, and plastic bottles and containers for a variety of vegetables and burger sauce.

Employee
Operation is quite simple burger business.

Shares Business Online


Facilitate Internet stock investors to do business online. Stock trading becomes easier than before, because every investor can get information about the stock position in realtime. Due to rapid changes in the financial sector and everything related to it, then needed a tool that can connect to the situation and condition of the stock market quickly every second. In this situation, online stock trading is the only solution that can solve this problem and to allow every investor to keep in touch with the latest updates.

Stock business online can be done anywhere as long as the investor internet access available. This business is in demand by most investors, because in addition to the process also has the potential gains easy as expected. Along with the development of online stock trading then many emerging online stock broker. Often novice investors quite difficult to determine the choice of broker to use. But by studying the performance of the broker and find as much information as possible, it will be easier the process of selecting the online stock broker. After finding a broker that matches his expectations, investors could start his business.

One factor online stock business is developing very fast when using a conventional system, the process will take a long time. In addition, investors can do other business simultaneously. In fact the presence of stock online, as well as a detailed stock data, or any matters relating to the shares of the issuer company, making investors easily do business. Currently, investors are easy to do business stock, without the need to rush here and there, which is quite time-consuming and exhausting. Quick and easy to consult the stock is is another factor causing stock business online is more popular among investors and the company issuing the stock. For investors and companies issuing shares consultation available online. So that they can interact. The success of this business is strongly influenced by the presence of online stock broker, who has a particularly good reputation. Are you interested?

How to Make a Business Proposal


A business proposal is a way of asking another entity if it wants to help you with your business venture. The main objective of the proposal is to build a business relationship with someone to get something accomplished in the business. A business partnership proposal.

How to Make a Business Proposal :

1. Write a two to three sentence summary of your proposal. In the How to Make a Business Proposal It should be concise and detailed. Get straight to the point in what your goals are. Present ideas clearly and effectively.
2. How to Make a Business Proposal could use pictures and other visual presentations to help you. Graphics can enhance your idea. Pictures will grab someone's attention when they were able to imagine a business deal.
3. How to Make a Business Proposal to answer any questions that you think might arise. Plan ahead and consider other questions you may have about your proposal. Their answers in the document.
4. Proofread your proposal. Eliminate all errors in the final copy. Use spell check, and evaluate any proposals that you may have missed.
5. Print your proposal, How to Make a Business Proposal better print on bond paper. It would be more impressive than using plain paper. Your goal is to impress. How to Make a Business Proposal It's also a good idea to use a local printing company and have a business proposal is bound to a solid support. It will not cost you a lot of money but will allow you to leave a professional impression.

February 28, 2013

Snacks Business


Enjoy snacks in between time, has become a routine that people liked. In fact it has become addictive habit that hard to break most of the people of Indonesia. So it is not surprising that business opportunity snack seemed never stops spinning produce many benefits.

See the various types of snacks in Indonesia was never lonely abandoned his fans, today many beginners as well as businesses that begin to look snacks to bring in huge profits every month. From start to produce their own variety of snacks, repackaging or repackage various snack on the market, to become a reseller of various snack products, all promising the advantage is quite tempting.

Therefore, for those of you who are confused to find a potential business opportunity to run in the year 2013. There is no harm if you try to bring a snack to his business profit every month.

consumer
It could be said that almost everyone likes snacking, so you can look the public as your potential target market. Ranging from children to the elderly, both from among the lower middle and upper class people, all of them can be utilized to the optimum for maximum profit each month.

Stock Journal



Stock trading in the stock market is unstable, as beginners we require complete data on stocks traded. It is useful for the analysis of materials in making trading decisions that we do. These data we can get from the market itself and the online stock broker. In addition, we should make our stock trading journal. The stock market is changing all the time, therefore, to keep track of our stock trading, it would be easier if we have a journal. Every transaction we do we should write off or write down.

Journal of the stock has some benefit for us, for example:
1. Make it easy to track stocks that we trade.
2. As the material development frameworks trading stocks for us.
3. Materials reflection on trading stocks we have done.
4. As a matter of learning for us in the next stock trade.
All trading stocks we have done and the events that affect the stock price changes in the stock market online we noted in one document. Should also be equipped with charts and explanations.

Recording of stock trading that we post the document or in a journal called the stock does not have to be done every day, but the moment we only stock trading. Could be 2 to 3 times a week or whenever, we certainly every stock trade. In stock trading online we should have a picture or plans. Do not let us do online stock trading without a plan, it will have an unplanned trading can result in losses. There should be limits when buying and vice versa. As well as the strategy that we will pursue. There are more important things we need to consider, that we should not compare with others moments of online stock trading. This could lead to desires for the shares outside the plan. Our primary goal is to trade stocks benefit, therefore, to realize one's make stock journal.

How Business Stock


World stock markets more lively, it is supported by the existence of the internet. Many novice investors who are interested in this field falls. Now the question for investors is how the business novice stock? If we want to get involved in the stock market, then we have truly mastered and have good skills. This is to reduce losses. We have to start learning the stock business. The first step is that we learn everything related to the stock. We can get from books, internet and information from others. Furthermore, play virtual stock market.
The way business is very different from the stock business. Business can not be underestimated, we must concentrate if do not want to suffer huge loss. Often novice investors do not know how that should be taken in initiating the stock business. To learn about the stock and increase the stock business intuition, we need to know and follow a number of ways, for example:
1. Attend seminars stocks, which discusses the basic principles of the stock market and the strategies used in this business. By following this seminar we are expected to know and understand the stock business.
2. Read books that discuss trading stocks and shares on the stock exchange or books related to it. This method is adopted to expand the knowledge and techniques of stock trading.
3. In the following stocks trade are expected to always have patience, yet we can be sure that every day can find stocks that have the potential for large profits.
4. Venturing stock business with small funds first,

February 27, 2013

Understanding Insurance


Understanding Insurance - There are many kinds of kinds of insurance such as health insurance, car insurance, education insurance, life insurance, and others.

Understanding Insurance is a tool that is used to reduce the risk contained in the economy is by bringing together a number of units that can be exposed to the risk of the same, or nearly the same in a large amount, so that the probability of losses could be predicted and if losses are predicted correctly does happen it will be shared proportionately by all parties in the joint ".

PRINCIPLE - PRINCIPLES OF INSURANCE

There are some basic principles that are very important insurance that must be fulfilled by either the insured or the insurer for the contract or agreement applicable insurance.

1. Principles of Good Faith

It is an action to disclose accurately and completely, all material facts regarding something to be insured, whether requested or not. The meaning is: the bear should honestly explain everything clearly about the extent of the terms or conditions of insurance and the person responsible should also provide a clear and accurate description of the object or the interests of the insured.

2. The principle of interest that can Insure

It is a to insure arising out of a financial relationship, between those on the responsibility to the insured and legally recognized.

3. Principle of Indemnity

A mechanism by which the insurer to provide financial compensation to put people in a position of financial responsibility that he had prior to the loss.

4. Principle of Subrogation

February 26, 2013

Business Interview

Here are some examples of the business interview, sample interview informant interviews or small businesses, some of the ordinances and procedures of the business interview as the following steps:

- Identify the participants based on pre-selected side procedure.
- Determine the type of interview to be conducted and what relevant information useful in answering the research questions.
Is the individual interviews or focus groups, needs to be prepared in accordance tape recorder or stationery.
- Arrange the interview protocol, the length of about two to three pages
- Decide where to do the interview. If possible, the room was pretty quiet, no distractions and convenient for participants. Ideally, researchers and participants sat facing. 
- When it arrived at the interview, the candidate set the informed consent of participants.
- During the interviews, match with any questions, fill in the time (if possible).
- Before choosing interviews as the method of data collection, the researcher must determine whether the research question can be answered correctly by the person selected as a participant. Study hypotheses need to be used to describe the process used to facilitate interviews researchers.
- Interviews need to be done more than two times for two main reasons. The first is the approach of temporal knowledge. The term temporal point is philosophical term that defines how and knowledge of the current situation was influenced by his experiences and how the current situation will determine his future.
- The second reason to interview more than one is to meet the criteria of accuracy. It also allows researchers to confirm or clarify information found in the first interview.

February 24, 2013

Rich Quick Business



Business
Business is a vehicle to get rich quick. With a business, you can have unlimited income. In business you can earn a much larger compared to employees. However, there's always people who already have a business but not rich-rich. Well, if this kind of do not blame the business, but blame the person. Vehicle is not wrong, but maybe the person who can not carry vehicles. Although the vehicle has a high speed, but if he can not use the vehicle can not move at high speed.

In business, if you want to get rich quick then you have to manage it properly. Simply put you need to know the name and the value-added factor of time. With the value-added product that people will chase you. With the factor of time then your product will be enjoyed by people far more. This way you will menjad rich. Examples of people who are very successful in business is Bill Gates. He already has added value in the product windows, very nice and easy to use, and it also has a time factor. Factor of time is all eletonik world-class companies, except Apple.

Property
Property is a vehicle to get rich very powerful. Business property is a business related to land and buildings. Various ways done a lot to develop the property business. You could be the Agent, developer, or others. There are so many ways to raise the price of property. Even some people who can buy a lot of property without using the money instead to the money.

There are so many rich people in the world-class successful property business. For example, Donald Trumph, Dolf De ross and others. They are the people who are rich because property.


Shares / securities.
Stocks are an investment tool. Many people are wealthy from stock. Some are rich because of its dividend, but there are also rich for buying and selling stocks. Warrent Buffett is a successful rich from stock investment. He had been a rich man number 1 in the world.

Internet
The Internet is rich in a very good vehicle. Up to now Internet users continues to increase sharply. For this reason, many people who benefited from this internet.

February 21, 2013

7 Tips to photocopy business


1. Location
I think this is a critical component in the success of the business. As the marketing teacher, the most important thing in business is location.
Locations near a school, college, office location which I think is quite strategic.

2. Competition
Once we get the location, look at the competition. if too many copies sold around the site we choose, then our efforts will have a tough challenge. where we can not determine the price at will.

3. Photocopiers
Selection of a copy machine is also very important. For the election of a copy machine in my market really depends on who we later and what price will we market.

If our student customers, students, the quality may not be the primary, but the price should be reasonable. to get the price per share of production is cheap then reconditioned machine is the right choice for reconditioned photocopiers much cheaper.
for quality, analog machines have a lower quality d analog versus digital, but the machine is cheaper and easier to repair.

4. Consumable and spare part
The cheaper consumables (toner & paper) the greater our profit margins. To compete with others selling copies we have to be clever in getting Comsumable downs. paper we can use to display paper cutting. for we can use toner compatible toner should not be original.

Thing to remember is, do we sacrifice quality for price. kertasplano pieces sometimes very difficult and often drawn copy machine watchmaking.
While compatible toner drum does not like to make durable and damage the engine spare parts. To test that should be done one by one and see what happens.

February 19, 2013

Business feasibility study


Feasibility study is an initial step and must be done every person who would start a business,
         understanding business feasibility study is an in-depth study of the business that will be undertaken that involves many aspects: legal, social, cultural, financial management, operational techniques and technology to marketing.
Taking into account all these conditions, the results of the feasibility study will be used as a reference business or whether the business strategy be continued or postponed or even canceled. Many examples of feasibility studies including the restaurant business feasibility study, feasibility study business hotels etc, then in building the business strategy needs to be looked at properly
In this paper a feasibility study to make your business or build a business needs to pay attention Important aspects comprising:

1. Legal and administrative :
    is an aspect related to the legal aspects covering applicable laws including:
    a. Licensing:
    i) Permit the location
    ii) the business license include:
    Certificate of incorporation of the local notary PT / CV or other legal entity.
    - Number of taxpayers subject
    - Letter of the company list
    - Premises permit from local authorities
    - Letter sign partnership of local government
    - Letter rising sign issued by the Ministry of Information

2. Socio-economic and cultural aspects :
is an aspect related to the impact given to the public because of a project, then this aspect included as part of the business feasibility study
a. From the cultural side = the study of the impact of the presence of peroyek local community life, local indigenous customs.
b. From an economic standpoint = that the project may change or even reduce income per capita local panduduk. As the extent of the income per capita of population, national income or average wages of local workers.
c. And in terms of social = ie Does the existence of the project area is becoming increasingly crowded, traffic more smoothly, the communication lines, electric lighting and other local public education. So to get it all can be done by way of interviews, questionnaires, dokumenl. To see if a project is feasible or not by comparing the desire of investors or parties related to the sources of the data collected.

3. The market and marketing :
    is an aspect relating to the market opportunity for a product that will be offered by a project
- Feasibility study to look at the market potential
- The number of potential consumers,

International Business


          Understanding International Business is business activities through national borders. This definition includes not only international trade and overseas manufacturing, but also a growing service industry in areas such as transport, tourism, banking, advertising, construction, retail trade, wholesale trade and mass communication.

Foreign business sense means the domestic operations within a foreign country.
Understanding Multidomestik company is an organization with branches in many countries, to formulate its own business strategy based on the basic differences are understood.
Understanding Global Company is an organization that seeks to standardize and integrate operations worldwide in all functional areas
Understanding International Company is referring to both global enterprises and multidomestik.
Definition of International Business
Understanding International Business by Ball, McCulloch, Frantz, Geringer, Minor (2006) = business whose activities transcend national borders. Definition covers international trade. overseas manufacturing services industry are also in various fields such as transport, tourism, banking, advertising, construction, retail trade, wholesale trade and mass communication.

Understanding International Business by Charles WH Hill (2008) = The companies involved in international trade and investment.

Understanding International Business by Daniels,

February 18, 2013

Looking for Business Partners


In starting a business many people are confused when deciding whether to find business partners or running their own business only.
Actually, it's good in a business needs to have a partner because it has an important role and can bring a positive influence to grow your business /
Here is the reason why you should have or find a partner
~ capital
Because other companies have a big advantage that we need capital from the partners that have many advantages
~ skills
ŸBecause of the skills of other people we can take a bit of knowledge that he controlled.
~ acquaintance
Because maybe a lot of partners of partners that we know. He has many partners that are introduced to various acquaintances. Automatically we are much more able to promote what we marketingkan.
~ His name
Maybe in the sense here his name so large that it easier to use or to promote is also easier because it is well known
~ place
When working together, we can put in place with free or paid after a big gain. So the rent money can be paid later.
~ knowledge
Easier and more profitable for us if partnered with people who have a lot more science than we do. Learning from him was also very nice.
~ Relationship
Intimate relationship adds to the closeness between partners. Do not let the relationship broke down because there are things that make them shatter. Keep intertwine with each other, and respect each other.

How to Improve Business Competitiveness


Here are some important things that need to be done in an effort to improve the competitiveness of your business:

1. Always On observing the development of markets, products, services
Changing needs and interests of the consumers would be one important factor for being able to deliver added value to customers. Take regular market surveys in order to upgrade the quality of the products and services you offer. For example in running a culinary business, now many consumers are happy with the service fast, easy, and inexpensive. Of course, culinary businesses to offer services delivery order to lure consumer interest and increase the competitiveness of businesses in the midst of intense market competition.

2. Active in promoting products
When your business brand is already known then it is possible when consumer confidence will build. In fact, they did not hesitate to loyal to your product and promote it to others in the vicinity. With this promotion strategies Starbuck Coffe won the competition and is known for its consumers to various parts of the country.

3. Active find out the advantages and disadvantages of competitors
It aims to be able to know how big your potential to win the competition in the market, and exploit the weaknesses of competitors to remove the excess product.

4. Maintain the strength of your product
If you are interested in consumer products, the opportunity to turn them into other products is very small. Examples of products from Indonesia, Pepsodent managed to control the market and became one of the brands of toothpaste that has been chosen to consumers.

5. Always Dare to take the challenge
Many businesses are taking a major challenge to improve business competitiveness and to attract customers, by offering new innovations that have not been met by the consumer. For example, such as producing a unique product or service that does not exist on the market, or it could also hold a large-scale promotional events involving

Business Environment Risk


       Environmental Impact Evaluation and Treatment
Different types of businesses may have an impact on the environment, and can result in complex Iingkungan impact too, especially the business that has a reciprocal relationship with the physical environment or ecosystem. Thus noteworthy either maintenance, and efforts to establish harmonious mutual relations, especially between humans and the natural resource environment.

Of course, every field of business need to do physical activity during the operations. In order not to cause breach of the environment should remain focused business activities in accordance with applicable regulations, among others:
~ Its operations are planned to be fixed in accordance with provision that has been approved by the relevant government agencies.
~ The impact of ecosystem sustainability relationship harmony and balance between humans as users of natural resources with the environment, which provides a versatile resource that have limitations, either by type, quality and quantity.
~ Evaluation of environmental impacts will provide an overview for efforts to solve problems that may arise as a result of project activities.

The results of the evaluation of the environmental impact management is intended to:
~ It can be seen how much influence the impact will be generated in connection with the project activities will be planned.
~ Able to advise on the best ways to minimize the influence of the environmental impact if it is difficult or can not be avoided.
~ The magnitude of the environmental impact would be expected, so that preventive measures can be done as early as possible and to encourage the acceleration of activities

Furthermore, by controlling the way the results will be used in planning the next, as reference material or a guide in making operational phase as well as on stage kegiatanya management, namely:

Business Risks

          In carrying out a development activity or enterprise development will certainly face some business risks that may affect the results of these efforts, if it is not anticipated and prepared as well as it could have been handling the business risk is a concern. Some of these are examples of business risks can be sourced from internal and external factors of a group of small business or the company.
                                                        
- Internal Business Risk
In running any business enterprise or a group of small business, it takes a device to support the course of these efforts include the form of capital and personnel resources that are reliable as needed. It also includes standard regulations are needed rights obligations and employees, so that they can anticipate the possibility of misunderstanding between the management company and its employees

- External Risk Business

1. Buyer or Supplier Risk
In doing marketing, production should be more concentrated on the quality of service and always do activities to improve the quality and continuity of the potential buyers who have become our customers.

2. Risk Economy
These risk factors from outside our own business activities, such as caused by economic conditions, social and political local, national and international levels which may result in less well to the business world in general. Worsening economic conditions will also lead to decreased purchasing power of our products, as well as macro-economic conditions also enough to affect the volume of our business activities

3. Risk Technology Development
Advances in technology are now able to more rapidly assist the manager in terms of increasing the quality and quantity of production. In addition to production issues, the problem of supply timeliness and speed of service to give satisfaction to our customers. If the producers are less utilizing technological developments, it will indirectly affect the quality and quantity of production, which in turn would lose the competition in marketing.

4. Risk Termination of License
Licensing requirements is a matter that must be met by a group of medium-sized businesses and companies to do business.

February 17, 2013

8 Reasons Business Ice Cream

As with any food or beverage business in general, ice cream is a business opportunity worth to occupied. Why ice cream business opportunities are promising? Eight Alasa Consider the following ...
1. Tropical Climate
Naturally, the location of the country is on the equator is very supportive of the development of the ice cream business. Moreover, the fact that the air temperature is also increasing.
2. Derived from Various consumer circles and Who does not know ice cream?
Start children and adults know and are familiar with the name of the ice cream. This product is not foreign to anyone. That means the opportunity to market much more easily than foreign or new products offered. You simply make a delicious ice cream flavors, attractive packaging and brand tempting. Gradually, the ice cream you will be recognized and favored by consumers.
3. Easy Ice Cream Business Markets Wanted.
Simply by looking for a lively and convenient as shopping malls, college, school, futsal, market, swimming pool, so we are sure you will soon reap business success.
4. Starts easy, Run and Supervision
To get started you simply have a machine Ice Cream Makers both the model or models Spades Faucet (Soft Ice Cream). Because every purchase of machinery is always held the training to be able to produce and machine maintenance. No need personnel with special expertise and junior high education can be. Supervision easy because each machine produces products that are sure that diversion of employees is almost non-existent.
5. No Need Many Employees
You simply employs at least 1 employee only as a machine operator cum cashier and waitress so that one machine needs 1 employee
6. No Need High Skills
Principle,

February 13, 2013

Business Opportunity Shop Pure Milk

The high nutrient content contained in a glass of whole milk was not only beneficial to human health, but also bring huge profits for some businesses. Pure milk derived from cows has become one of the healthiest drinks menu began to tune all the community. So it is not surprising that these opportunities are used by many people to earn a sizable profit each month.
Consumer
Basically, the target market that you can shoot very broad. Therefore, it could be said whole milk is safe to consume all the community, from toddlers to the elderly, both for men and women.

Business Info
To start whole milk shop business, there are some important things you need to prepare, among others, the following:
Looking for a supplier of good quality pure milk. To get a quality fresh cow milk, you can work together with the existing dairy farmers around the location of the business. That way, you can get pure milk quality stock really guaranteed.
Setting up a strategic business location. For example, whole milk shop building on campus, at school, shopping center, or in public places passed a lot vehicles.
Prepare the equipment required for the production of furniture and equipment for display or space between stalls. Normally the required equipment consists of a stove, heat-resistant flasks, pots, cooking utensils, cutlery, as well as tables and chairs for customers.
Create a variety of flavors to attract customers. Some of the popular flavors include chocolate milk consumers, ginger milk, milk fruit (strawberries, melons, oranges, mango, etc.), cookies, milk (milk with crushed biscuit toping), milkshakes and ice bland (ice milk blender).

Business Advantages
The content of protein, calcium, vitamins, and phosphorus contained in whole milk provides many health benefits to consumers. Even a study says that eating whole milk every day can reduce the risk of asthma and allergies. This would provide a great advantage for businesses of pure milk, high nutrient content at the main attraction for consumers, so the day more and more people are fond of eating these healthy drinks.

In addition to the increasing interest of the community, run a milk shop business will not require too much capital. You can tailor shop built with capital that you have. If you have minimal capital, can start a business with the hire shop pure milk business location in front of the mini-mini's around where you live. Meanwhile, for those of you who have a large enough capital, businesses can set up shop pure milk using a concept cafe and restaurant.

Step by Step Business Building


     
            This time we will inform some learning to consider the beginner in building a business. Roughly what the beginner needs to build his business?
Let's discuss together about 5 points to keep in mind the beginner in building a business.
1. Marketing strategy.
preparing marketing strategies carefully. Both in terms of product quality control, determine the selling price of products, designing effective promotional activities, to prepare marketers reliable enough to boost product sales. For example just like businesses snacks (snacks) that utilizes marketing strategies (entrusted selling) and offer agency system to increase sales revenue, determine the selling price is quite competitive to win the market competition, using the product attractive packaging to lure curious customers, and include brand products that consumers easily identify products that they marketed snack.

2. Prepare equipment and supplies.
Once the marketing strategy has been planned carefully, now it's your turn to prepare all kinds of tools and equipment needed to build a business. Starting from equipment and supplies manufacturing, marketing tools, accessories support, and so forth. Make sure all the equipment needed supplies to build a business has really prepared, and completeness check back before you go into the production process.

3. Preparing human resources (employees).
The point that is important is to prepare human resources to assist you in developing a business. Perform recruitment, system tests and interviews that you do not choose the wrong candidates. Furthermore, you can provide special training for a few days to improve the knowledge and skills of the employees, so that they are ready and deployed to the field together with you to develop a business that is being run.

January 23, 2013

Enterprises On Campus


You are a student who has an interest to develop a business on campus?
Before choosing any business opportunity that may interest you, you should know the various business opportunities that is promising to run around the campus.
He began to open the business opportunities since the age of students is the character of independence that should be improved.
At the time of a student, the opportunity to obtain financial assistance in managing the business opportunity is also greater.
There's a lot of competition involved students to be able to get a variety of grants to run a variety of business opportunities, both from the college, public or private.
Here are some examples of business opportunities on campus are enough prospects to manage as a student:

-    Culinary Enterprises
-    Enterprises copy
-    Laundry business
-    Enterprises bookstore
-    Printing business
-    The business of fashion
-    Enterprises boarding
-    Enterprises depot drinking water
-    Enterprises pulse

Even more business opportunities you can manage around the campus. Well for those of you who still bestatus as students or who have completed the study.

Campus environments are quite fertile business climate.

January 6, 2013

7 Strategies The Taxpayer Owned Business Entrepreneur


to help the beginner as well as the businesses in maintaining the existence of the business, we inform the following seven business strategies entrepreneur must have before they plunge amid market competition.
1. Dare to think creatively and immediately started walking.
Major capital needs to have a successful entrepreneur is a bold creative thinking and bring crazy ideas they have created. Creative capital have apparently not enough. As an entrepreneur, of course, you are required to immediately begin to move and find the most effective way to immediately realize the dreams of which had he hankers after.

2. Begin your neighborhood
Quite often the novice to be too much in searching for a business idea. They often want bonefit business, generating a lot of profit, but does not require huge capital. In fact, to create potential business opportunities you can start from the simple things that surround us. For example just like the idea of ​​the successful entrepreneurs from the Grobogan Rustono, which now manages to be skipper tempe in developed countries such as Japan.

3. Set the proportional cost of production
As a principal business, of course you have to be more observant in budgeted expenses and prepare a marketing strategy for the sniper can bring maximum revenue. As much as possible press production cost selling price so that you can offer customers affordable, and the gains are becoming increasingly many times. This is a successful strategy to deliver success Waroeng Steak and Shake, because the tagline "No Ordinary Steak", the businessman tried to offer a menu of culinary round steak with a selling price that is friendly to the pockets of consumers who are average students, students and middle income people bottom.

4. Take advantage of technology to reach a wider market
The development of technology and information on all-digital era, as now, of course you can use well to menjangkan broader market opportunities. Whereas in the past you have not touched the online marketplace to sell your products, then there is no harm if from now on you make better use of social networking sites such as facebook, twitter, blogs, websites, etc. to reduce the cost of offline advertising are higher and reach potential customers in many parts of the world.

5. Continue to develop your brand
If we can not deny the power of a brand is very important in developing a business. Therefore, continue to turn and keep your business brand reputation increasingly recognized that a lot of people and favored customers. To execute this strategy, you can equip your company profile with a brief history of the business establishment and the story behind the making of a superior product that became the main brand of your business.

January 3, 2013

5 Customer Service The Unpopular

Sometimes as a customer, we see the businesses and salespeople (sales clerk) that provide less fun when serving its customers. Although it is arguably like a minor issue, but the impact turned out to be big enough. In fact, it could trigger a negative assessment of the consumer, so that not a few of them feel disappointed and thought better to shop at these places.

Then, about what services are less preferred by the customers?

To prevent your business from the mistakes that could disappoint the customer, we inform the following business marketing tips about 5 less favored customer service.
Being indifferent to the consumers who come.
The first mistake that is often made of the businesses and the sales clerk was indifferent to the customers who come into their stores. Even many of those who prefer a fun talk with co-workers without regard to the arrival of customers into their stores. This action of course is anathema to the customer, so it is not uncommon to make consumers reluctant to come back to the store. As entrepreneurs, surely you must appreciate the arrival of each customer and provide a warm welcome before finally meeting the needs they are looking for.
Providing services that are too long.
We can not deny if the service is too long to be one mistake businesses that do not favor the customer. Even some of the consumers who ultimately decide to leave your place of business, because they do not have much time to wait for the service of your store. Therefore as a salesperson, try to provide a fast and accurate service to your customers so that they feel satisfied with the services provided.
Expel consumers subtly, when the shop was about to close.
These conditions must we often encounter when shopping in supermarkets or shopping centers that have limited operational time during limited hours. Although you shop closing time has arrived, but you should not drive the consumer to be smooth (such as turning off the lights to start the store and the cash register). This action was not liked by the customers, because they consider only the operational business based on standard time, not on behalf of your commitment to meet the needs of consumers.
Putting aside the customer complaints.
Dealing with customer complaints must be one of the necessary labor risks you face as a trader. Therefore, you should never ever put aside complaints that they convey, or provide an alternative solution through a convoluted bureaucracy.